Payments & Credits

Since 2014, we've honed our expertise in various banking operations, spanning crucial areas such as payment transactions, syndicated loans, account reconciliation, cash and foreign exchange (FX/MM) transactions, and financial data entry and authorization. Our work is intricately tied to the knowledge of Anti-Money-Laundering (AML), Bank Risk, and Clean Payments Policy procedures. Handling sensitive insider transactions, we extend our services to leading corporations worldwide.

Our diverse portfolio of tasks has equipped us with extensive and up-to-date knowledge in both the technical and legal aspects of bank operations. In the realm of transactions and payments, our dedicated team, comprising over 100 employees, blends consultants, specialists, and seasoned experts to deliver exceptional services.

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How we can assist you

Payment Transactions

Navigate seamless payment transactions with our comprehensive manual end-to-end execution process for electronic transfers. Our meticulous approach includes, but is not limited to, SEPA transactions. The journey starts with receiving the transfer order in a dedicated email inbox, followed by a thorough check of the agreement and signatures, validating the order data. We conduct and authorize the transaction, release it from the limit, and culminate the day by reconciling the entered transactions with the number of orders. Our commitment extends to electronic filing, order/payment processing, and meticulous balance checks on internal and nostro accounts.

Syndicated Loans Management

Experience thorough operational and administrative expertise in the handling of syndicated loans, whether in the capacity of a lender or credit agency. Our comprehensive services encompass the entire life cycle of a syndicated agreement, ensuring efficient and precise handling of payments throughout.

Acounts Reconciliation Expertise

We reconcile executed payments on nostro accounts, adhering to accepted criteria and limits of differences. Our process includes the adept handling of open items that require clarification, with comprehensive reporting provided to the client.

FX/MM Transactions Excellence

Navigate the intricacies of money market and foreign exchange transactions seamlessly with our comprehensive services. This includes foreign exchange operations and the entry and settlement of derivative credits. We manage the end-to-end process, starting from the receipt of orders from Relationship Managers or direct clients, through entry, authorization, and manual fund transfers. Our commitment extends to sending confirmations of transactions to clients and meticulous archiving of all related documents.

Financial Data Entry and Authorization Expertise

We proficiently handle the daily entry and authorization of exchange rates, stock valuations, and precious metals. Additionally, we manage the crucial task of updating customer data in the bank's information systems, including addresses, contacts, names, and company/subsidiary structures. Our expertise extends to setting up and implementing changes on financial instruments such as bonds and T-bills.

Strengths for your business

Professionalism: With years of experience, we deliver services of the highest standard, upholding strict procedures to ensure excellence.
Continuous Development: Our team is fluent in English and German, enhancing their competence through regular participation in training courses and conferences, both domestically and internationally.
Optimization Expertise: Leveraging our wealth of expertise, we excel in optimizing and harmonizing processes, seamlessly adapting to take on new challenges.
Thoughtful Implementation: Our commitment to a considerate start ensures a smooth process implementation. Depending on the type and complexity of the service, the approximate time for implementation, from the decision to cooperate, is 6 months and up.

Addressing key challenges

Integration of Payment Transaction Outsourcing with Process Optimization: Discover the seamless integration of payment transaction outsourcing with our expertise in process optimization.
Security in Outsourcing Banking Processes: Assure yourself of robust security measures as we address concerns regarding outsourcing banking processes.
Benefits of Outsourcing Outside the Capital Group: Uncover the advantages of outsourcing beyond the capital group and how it can contribute to overall efficiency.
Enhancing Efficiency in Bank Processes: Learn about strategies to boost the efficiency of bank processes and optimize operational workflows.
Operational Security in Remote Work: Navigate the intricacies of remote work while ensuring heightened operational security.
Outsourcing Credit Administration: Explore the feasibility and benefits of outsourcing credit administration for enhanced efficiency.

At CERI, our philosophy is centered around efficiency, flexibility, and responsibility. These core values translate into success for both our partners and our dedicated team.

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